Case by case isn't the sort of thing you can legislate in 24 hours. You're looking for blanket actions right now. And you're looking for actions with the most immediate impact. Loan forgiveness is a much weaker impact than directly putting cash in someone's hands.
I am in complete agreement, and I hate government hand outs. I just cannot stand the idea of this loan 'forgiveness'. That forgiveness is going to be passed on to someone else who can pay.
Can someone explain to me why either side (republican or democrat - in this instance democrats) would be trying to sneak in extras on this bill though. I have come to the conclusion that we need to enact Article 5 of the Constitution and have a convention of states in order to draft amendments on balanced budgets and trimming down the size of the federal government.