Tennessee played like crap yesterday, no doubt. But they were 10-2 and had a Top 10 win and deserved to be in the CFP. Indiana only played 1 ranked team in the regular season and lost badly they had no business in the playoffs. SMU is a tougher call. They made it to the ACC championship game and lost a close one in the last few seconds. I think SMU earned their way in also.
The CFP needs to give the seeds to the Top 4 teams though regardless of conference championship. Penn State is a 10 point favorite on the road at Boise, and Boise got a bye. Texas gets to play Arizona State to advance. Yet the #1 seed Oregon has to beat Ohio State.