I have read on here many comments about our healthcare system. I will now give personal experience. My family plan on our insurance through work costs $1400/month. I have a $4000/individual deductible with $8000/family max out of pocket/year. I have an HSA that the company pays $1200/year into and I contribute on top of that.
Tuesday I had a stroke (a few TIAs and an actual stroke with physical damage to motor function on left side). Two emergency room visits, two ct scans, an MRI, chest x-ray, echo cardiogram, electrocardiogram, one nights stay in hospital, countless blood tests, physical therapy counseling, and a statin prescription later I am out $4000 dollars. Is $1400/month too much for family insurance? These procedures require highly trained professionals using equipment as complicated as the space shuttles with technologies unthinkable before the turn of the century. Who am I to say these things should be cheap? These things not being cheap are the main driver of insurance costs.
What is the answer? I do not know but, having these things available is priceless. Limiting the price on these services would only lower the incentive to develop this equipment. Having government control would limit availability and demand certain proof of need to access. All I do know is, it costs a lot but there is more value to me than new cars or bigger homes with better cable and internet. I just think we have our focus on what NEEDS (these aren't rights) are way out of whack.
PS: I go back to work tomorrow with no restrictions after needing a wheelchair and not being able to write my name a week ago. Also, for the annoying libs on here, I got 29 out of 30 on the cognitive test so don't go there.
Tuesday I had a stroke (a few TIAs and an actual stroke with physical damage to motor function on left side). Two emergency room visits, two ct scans, an MRI, chest x-ray, echo cardiogram, electrocardiogram, one nights stay in hospital, countless blood tests, physical therapy counseling, and a statin prescription later I am out $4000 dollars. Is $1400/month too much for family insurance? These procedures require highly trained professionals using equipment as complicated as the space shuttles with technologies unthinkable before the turn of the century. Who am I to say these things should be cheap? These things not being cheap are the main driver of insurance costs.
What is the answer? I do not know but, having these things available is priceless. Limiting the price on these services would only lower the incentive to develop this equipment. Having government control would limit availability and demand certain proof of need to access. All I do know is, it costs a lot but there is more value to me than new cars or bigger homes with better cable and internet. I just think we have our focus on what NEEDS (these aren't rights) are way out of whack.
PS: I go back to work tomorrow with no restrictions after needing a wheelchair and not being able to write my name a week ago. Also, for the annoying libs on here, I got 29 out of 30 on the cognitive test so don't go there.
